Here are some of the financial tools I use.  Feel free to use these as well, but please know that there are no guarantees about the quality or outcome.

Financial Software

I use both Mint and Personal Capital. Mint is better at tracking expenses and Personal Capital is better at tracking and analyzing investments.  Together, I get a comprehensive view of my finances at all times. Both are free to use.

Curious if your money will last your entire retirement? Try the FIRE simulation.  Enter all your financial information and this website will calculate the odds that your estimated funds will be sufficient.  The simulation uses prior stock market data but also includes the option of running a Monte Carlo simulation instead.

Excel Templates

Looking to track your net worth? Check out my template and modify it to fit your needs.

If you’d like to create a budget at a high level, but track expenses by category, check out my template. This can also be modified to fit your needs.


Rich Dad Poor Dad is the standard in helping readers understand how best to use their money to generate more assets. There’s a focus on property to generate income, though. While this is not what I’m looking to do, it’s still worth reading.

The Bogleheads’ Guide to Investing is more than just investing. It also covers money basics and should be read for anyone new to personal finance, as it provides a great foundation.

Total Money Makeover by Dave Ramsey.  A great book for beginners, especially those who like a step-by-step program.

Channel your inner cheapskate and check out Jeff Yeager’s Ultimate Cheapskate books.  You might just pick up some tips and save a few dollars along the way.


Clark Howard This podcast is a great resource for ways to save money and protect your financial identity.  I listen to it daily.



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